Is the teenSMART discount available to my teen?
MAPFRE Insurance Company's (MIC) teenSMART discount is available to any licensed driver in Califronia under the age of 19 who has successfully completed the teenSMART program and has a qualified sponsor.
How much can I save on my teen's auto insurance?
You will save 20% on your teen's auto insurance premium each year. In most cases, savings may exceed the cost of the program and over a three-year period could potentially save you hundreds of dollars. Your MAPFRE Insurance Agent can help you calculate your savings using your annual premium.
How is the teenSMART discount applied?
When a teen becomes certified with the program, ADEPT Driver sends the teen’s certification information directly to MIC and the discount is applied effective the date that the teen became certified.
How long is my MIC teenSMART discount applied?
The discount is applied effective the date the teen passes the certification test, and is removed at the first policy renewal after the teen turns 19.
Can teens who have already had an accident qualify for the teenSMART discount?
Your teen may still qualify for the discount. Check with your local MIC agent to determine if your teen is eligible.
Do customers need to purchase a separate copy of teenSMART for each teen?
One complete program provides only one teenSMART certification. However, if there are multiple teens in the same household that wish to participate, additional certification units may be purchased at a discounted rate with a valid priority or coupon code. Additional certification units contain only a unique certification identification number and an additional student workbook as the teens will share items from the complete program.
The ADEPT Driver Guarantee
teenSMART will pay for itself in insurance savings within one year as long as your teen continues to qualify, or ADEPT Driver will refund double your purchase price back (sales tax and shipping and handling charges are not included in purchase price).
How does the teenSMART certification process work?
When the teen has completed all portions of the course, he or she will be allowed to take the certification test. Teens may take the test as many times as they need to in order to pass. Teens send their test results back to ADEPT Driver, where a Certificate of Completion will be generated and sent to the teen for their records. ADEPT Driver will send certification results to MIC weekly. MIC then verifies that the teen is eligible for the teenSMART discount and applies the discount to the policy.
