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There are many financial benefits to completing the teenSMART program:

Save money on auto insurance: Many teens and their parents may save hundreds of dollars every year on their auto insurance due to auto insurance coverage discounts for completing teenSMART.

Fewer collisions mean fewer deductible costs: For teens with collision coverage, it’s not unusual for the deductible to be as high as $500 or even $1000. Teens or their parents must pay this deductible each time they get into an accident. Each year teenSMART graduates have 30% fewer insurance claims. During the first three years of driving there is a good chance that teenSMART training will prevent at least one collision.

More alert driving means fewer costly traffic citations: A traffic ticket usually costs a lot more than the teenSMART program.

More stable and affordable insurance premiums: Fewer collisions and traffic tickets will keep your insurance premiums lower.

Related discounts: You may be eligible through your insurance company for additional student or good student driver auto insurance discounts.


 
 

Certified teenSMART graduates have 30% fewer collisions and file 30% fewer insurance claims.

If your insurance company is not listed above, it has not filed with any state Department of Insurance for a teenSMART discount. However, some certified teenSMART graduates have been able to get a discount from their insurer anyway.

Check with your agent or insurer to see if any discount opportunities are available.

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