Originally developed in 1999, teenSMART was the first driver safety program to identify and address the six behavioral and social factors that cause more than 90% of all teen collisions. Today an updated teenSMART remains the most proven and effective driver crash reduction program ever developed.

teenSMART is a computer-based program that includes video learning segments, realistic driving simulations and parent-teen activities. Because teenSMART drivers are safer, more skilled, incur fewer collisions and injuries, and file fewer insurance claims, Central Insurance Companies offers significant insurance premium discounts in selected states.